Skip to main navigation menu Skip to main content Skip to site footer
×
Español (España) | English
Editorial
Home
Indexing
Original

Non-performing loans and their impact on the profitability of Peruvian Municipal Savings and Loan Banks

By
Cesar Alvino Poemape Alfaro ,
Cesar Alvino Poemape Alfaro

Universidad Nacional José Faustino Sánchez Carrión, Huacho, Perú

Search this author on:

PubMed | Google Scholar
Miguel Fernando Ramos Romero ,
Miguel Fernando Ramos Romero

Universidad Nacional José Faustino Sánchez Carrión, Huacho, Perú

Search this author on:

PubMed | Google Scholar
Flor de María Lioo Jordan ,
Flor de María Lioo Jordan

Universidad Nacional José Faustino Sánchez Carrión, Huacho, Perú

Search this author on:

PubMed | Google Scholar
Viviana Inés Vellón Flores ,
Viviana Inés Vellón Flores

Universidad Nacional José Faustino Sánchez Carrión, Huacho, Perú

Search this author on:

PubMed | Google Scholar
Jesús Jacobo Coronado Espinoza ,
Jesús Jacobo Coronado Espinoza

Universidad Nacional José Faustino Sánchez Carrión, Huacho, Perú

Search this author on:

PubMed | Google Scholar
Abraham César Neri Ayala ,
Abraham César Neri Ayala

Universidad Nacional José Faustino Sánchez Carrión, Huacho, Perú

Search this author on:

PubMed | Google Scholar

Abstract

Efficiently managing loans granted can have an immediate effect on the profitability and viability of a financial institution. Considering this, this study determined the impact of past-due loans on the profitability of the Peruvian Municipal Savings and Loan Banks during the period 2022. A quantitative, non-experimental, cross-sectional, correlational-causal methodology was used, which employed documentary analysis and the design of a data sheet. The population and sample consisted of 11 Municipal Savings and Loan Associations, which have been approved and are inspected by the Superintendence of Banking, Insurance and Private Pension Fund Administrators. A positive and moderate correlation of Rho = 460 and a significance level greater than 0.05 (0.154 > 0.05) was found, that is, overdue loans have a positive, but not significant, impact on the profitability of these financial institutions. The behaviors of these variables allow us to conclude that having more past-due loans will not always result in lower profitability, since there may be other factors that help mitigate this negative impact.

How to Cite

1.
Poemape Alfaro CA, Ramos Romero MF, Lioo Jordan F de M, Vellón Flores VI, Coronado Espinoza JJ, Neri Ayala AC. Non-performing loans and their impact on the profitability of Peruvian Municipal Savings and Loan Banks. Data and Metadata [Internet]. 2024 Jun. 14 [cited 2024 Jul. 15];3:362. Available from: https://dm.saludcyt.ar/index.php/dm/article/view/362

The article is distributed under the Creative Commons Attribution 4.0 License. Unless otherwise stated, associated published material is distributed under the same licence.

Article metrics

Google scholar: See link

Metrics

Metrics Loading ...

The statements, opinions and data contained in the journal are solely those of the individual authors and contributors and not of the publisher and the editor(s). We stay neutral with regard to jurisdictional claims in published maps and institutional affiliations.